Types of Health Insurance

Public Health Insurance

You will contribute to (and benefit from) the public healthcare system if you are:

– Employed in the Czech Republic (applies for EU citizens and holders of Employee or Blue Cards)
– Self-employed in the Czech Republic (applies for EU citizens and a few countries which have a bilateral agreement about healthcare with the Czech Republic – i.e. USA, Japan, Turkey)

Private Health Insurance

You might need to buy a private health insurance in case:

– You are an EU citizen residing in the Czech Republic but you are not employed, nor self-employed
– You are from outside of the EU and you stay here under a “study” visa
– You are from outside of the EU and you stay here under a “family reunification” visa
– You are from outside of the EU and you stay here under a “other” visa
– You are from outside of the EU (and not from the USA, Japan, Turkey) and you stay here under a “business” visa

What are the requirements for Health Insurance in Prague?

If you need the public health insurance for your visa, you should be very careful when choosing a place to buy the health insurance. The private health insurance must meet some requirements in order to be usable for your visa application. We list the main requirements below:

– It must be a Complex Health Insurance (Emergency Care will not be accepted by the Embassy/Ministry of the Interior in most cases)
– Coverage must be at least 60 000 EUR
– Should be provided by a Czech Health Insurance company
– The agent you buy it from must be an official Health Insurance Agent registered with the Czech National Bank